Illinois Health Insurance

In and around Chicago, Illinois, health insurance is a requirement for everyone (those who choose not to must pay a hefty penalty) and it can play a key role in keeping both expected and unexpected medical expenses affordable.

If you are self-employed, or your employer does not offer health coverage, you may need an individual health insurance policy. Figuring out the different types of plans available can be confusing, but the agents at Handzel will answer all of your health insurance questions and create a policy that fits your lifestyle.


Policies for health insurance in Illinois generally provide coverage for:

  • Doctor visits
  • Prescriptions
  • Medical testing
  • Specialized care
  • Surgical procedures


Because we provide tailored health insurance options for Illinois residents, we will consider both your financial situation and the health of you and your family members when creating a health insurance policy. Our agents can generally offer you two types of health insurance plans:


Indemnity Plans (or Fee-for-services plans)

  • Cafeteria/Flexible Spending Plans
  • Indemnity Health Plans
  • Basic & Essential Health Plans
  • High Deductible Health Plans (HDHP)
  • Health Savings Accounts (HSA)


Managed Care Plan

  • Health Maintenance Organizations (HMOs)
  • Preferred Provider Organizations (PPO)


Give us a call today at 773-725-6767 for more information about health insurance — we know you work hard, and we want to help you prioritize your health and wellbeing.

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We want to help you find the most cost-effective, comprehensive auto insurance and our agents will go above and beyond to help you establish a plan that best fits your lifestyle.


We recognize that every home and every homeowner are different, and we believe that every home insurance policy should reflect that. If you want a policy tailored for your specific lifestyle.


Who will pick up the tab if you are responsible for a multi-car accident and your liability costs exceed the limits on your car insurance by thousands of dollars? Your Umbrella policy will if you have one.

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