Excess Liability / Umbrella Insurance

Owning a business is a difficult task. In addition to making sure the company is healthy, you must also plan for mistakes or accidents that could potentially devastate your business.


Umbrella or excess liability insurance will cover your business from catastrophic issues that threaten its financial security. An excess liability insurance policy acts as an umbrella to your basic liability insurance. This type of coverage kicks in when a claim is made against you that exceeds the amount of your existing liability coverage. Umbrella liability insurance provides a safety net when your other business coverage has been exhausted.


As Illinois business owners, we understand your concerns and potential risks. Give us a call today at 800-697-1506 and we will evaluate your existing coverage and determine whether excess liability/umbrella insurance makes sense for you.

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General Liability

Businesses of all sizes should have general liability insurance. Every business is a huge investment and should be protected from the damages of liability claims.

Workers' Compensation

Having workers’ compensation insurance will help ensure that your employees are healthy and happy. More than this, though, a healthy and happy worker will provide more value to your business.

Commercial Vehicle

The options are endless when it comes to insuring a vehicle. At Handzel we make personalized recommendations and ensure you, your employees, and any company vehicles are fully protected.

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