What would happen to you and your family if you were sued for something that occurred at your home — and the legal costs of the lawsuit greatly exceed the liability coverage defined by your homeowner’s insurance policy?
Who will pick up the tab if you are responsible for a multi-car accident and your liability costs exceed the limits on your car insurance by thousands of dollars?
You may not think you need an Illinois umbrella insurance policy (you may not have even heard of umbrella policies before), but these are the types of situations where coverage can make a big difference and save you from possible financial ruin.
Events that require umbrella insurance may be few and far between, but you never know when something unfortunate is going to happen and you can never be too careful. In Illinois, umbrella insurance is usually extremely affordable, but will provide enough coverage to where you shouldn’t have to worry about liability costs in the future.
Wondering if umbrella insurance is right for you? Contact Handzel today at 773-725-6767 for more information — we’ll look at your current coverage and let you know if an Illinois umbrella insurance policy would be a good option for your unique situation.